What are the OTP and types of the OTP?: So this is such a code by which all our online transactions are safe today. In today’s digital world, OTP has become a security cover for our online presence. So let’s know the complete information of OTP.
In today’s digital world, our safety matters a lot. Keeping these security issues in mind, we need an authentication code that is different for every online transaction. As a solution to this, we have received a One Time Passcode on our mobile number or on email and sometimes on both.
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Full-Form of OTP and Meaning of OTP?
OTP means “One Time Password”. OTP is a security code that we use while doing online transactions or authenticate ourselves on some portal. When we do online transactions like online shopping, mobile recharge, etc. with the help of Internet Banking, then after filling in all the details, a code comes at the end, which is what we call “One Time Password”.
A password that can be used only once. When you log in to a website or do online shopping with your debit/credit card, then many websites ask you for One Time Password, then you must be thinking that what is this One Time Password, then this is a code that will be sent to your registered mobile number or no registered email.
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How many digits are in the OTP?
Now the question is, how many digits are in the One Time Password? Max time is 6 digits number. But It is not fixed, some Service providers are giving 4,5, and 7 digits also. That’s why It is not fixed.
Let’s know the types of OTP:
SMS OTP
Most of the websites use SMS One Time Password because One Time Password coming through SMS is the most popular and easy to use.
Voice Call OTP
Voice Calling One Time Password means that One Time Password will be given by calling on your mobile. You can use this option while creating Facebook or WhatsApp account.
Email OTP
Email is also a way to know One Time Password. This Email One Time Password is sent to your registered email and you can get One Time Password by opening your email address.
Now the question is why OTP is used?
One Time Password is used for Internet Banking, e-commerce sites, social network sites, and authentication places.
As you would know, all shopping websites use the One Time Pass code keeping in mind the security of their customers. One Time Password is a great solution to make online transactions successful and protect companies from cybercrime.
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How to keep ourself Safe with Online Frauds?
- Don’t share your OTP with anyone.
- Always use the SSL secured Sites.
- Don’t trust any sites randomly.
- If cards or accounts are lost then contact Customer Care ASAP.
- Try to use a two-way authentication setting (like Gmail and Facebook) etc.
Conclusion of The Article
One Time Password is the perfect solution to facilitate your online transactions and avoid cybercrime. That’s why our attempt was to reach you with some important information related to OTP.
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